Carol Douglas Sharon Redd - My Simple Heart Love Insurance

Review by Jennifer Neville

Album Review: My Simple Heart Love Insurance by Carol Douglas & Sharon Redd Alright, let’s talk about this gem from the ‘90s—My Simple Heart Love Insurance. Released in 1993, it’s one of those albums that kinda sneaks up on you. It’s not trying too hard to be cool, but it ends up being effortlessly funky and soulful anyway. With its mix of electronic vibes, disco grooves, and house beats, it’s like a time capsule of what dance floors were vibing to back then in the USA and Canada. First off, shoutout to the producers Darryl Payne and Eric Matthew, and big ups to Robert Matichak for mixing. These folks knew how to layer sounds so they hit just right—smooth but with enough edge to keep things interesting. And can we take a moment to appreciate the labels? Unidisc and Prelude Records don’t mess around when it comes to putting out quality tunes. Now, onto the tracks. The album kicks off strong with “Love Insurance,” and honestly? This song is stuck in my head for days after hearing it. It’s got this infectious groove that makes you wanna move, even if you’re just standing in line at the grocery store. There’s something about the way the bassline locks in with the synths—it feels both retro and fresh at the same time. Plus, the vocals have this confident sass that’s impossible not to love. You know those songs where you find yourself singing along even though you didn’t mean to? Yeah, that’s this one. Then there’s “My Simple Heart.” If “Love Insurance” is all about getting down, this track slows things down just a bit and lets the emotion shine through. It’s softer, sure, but don’t mistake soft for boring. The melody builds slowly, pulling you in until you’re fully invested. By the time the chorus hits, you’re practically living inside the song. I think what sticks with me most is how genuine it feels—like someone pouring their heart out over a beat that could still work in a club. That combo doesn’t always land, but here? It works beautifully. One thing I gotta say about this album—it’s unapologetically itself. No frills, no gimmicks, just solid music made by people who clearly loved what they were doing. And honestly, isn’t that what makes an album worth revisiting? So yeah, My Simple Heart Love Insurance might not be the flashiest release of the ‘90s, but it’s got charm for days. Listening to it now feels like catching up with an old friend—you remember why you liked them in the first place. Oh, and fun fact? I listened to this while making toast the other day, and suddenly my kitchen felt like a mini nightclub. True story.

Download Carol Douglas Sharon Redd - My Simple Heart Love Insurance

Artist: Carol Douglas Sharon Redd
Album: My Simple Heart Love Insurance

1993

Rating: 4.0

Review
About Album
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Tracks
Video
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Catalog Numbers
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Listen online
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Notes
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About Artist
Interesting fact
Comments
Related albums

Download

Filename: carol-douglas-sharon-redd-my-simple-heart-love-insurance.zip

MP3 size: 14.4 mb
FLAC size: 85.4 mb

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Tracks

Track	Duration	Preview
Love Insurance	6:42
My Simple Heart	6:25

Video

Carol Douglas - My simple heart (1981) 12 vinyl

Images

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Catalog Numbers

SPEC-1551
SP5-1551

Labels

Unidisc, Prelude Records
Unidisc

Listen online

kuunnella verkossa
ascolta in linea
online anhören
lyssna på nätet
online luisteren
écouter en ligne
lytte på nettet
ouvir online
escuchar en línea

Formats

Vinyl
12"
33 ⅓ RPM
Reissue
CD
Maxi-Single

Companies

Role	Company
Distributed By	Unidisc Productions (Int'l) Ltd.
Manufactured By	Unidisc Productions (Int'l) Ltd.
Phonographic Copyright (p)	Unidisc Productions (Int'l) Ltd.
Copyright (c)	Unidisc Productions (Int'l) Ltd.
Published By	Pendulum
Mixed At	Ultra Sound Studios

Credits

Role	Credit
Producer	Darryl Payne, Eric Matthew
Mixed By	Robert Matichak

Notes

Not original versions.
"Love Insurance" was first recorded by Front Page, but is performed by Sharon Redd on this release.
Track 1 originally released in 1979 by The Three Degrees.
Track 2 originally released in 1979 by Front Page.

Barcodes

Barcode: 0 68381 01551 8 02
Matrix / Runout: #00909X02 L386 CINRAM
Rights Society: BMI

About Carol Douglas Sharon Redd

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American Disco - Soul singer. Born 07 April 1948 in Bedford-Stuyvesant, Brooklyn, New York, USA. Cousin of . She made a one-off recording in 1963 for cutting the single "I Don't Mind (Being Your Fool)" under the name . In 1974 she was back with her hit "Doctors Order" which gained her the tag "First Lady of Disco". Among her highlights are her covers on the ' "Light My Fire

Real Name

Carolyn Strickland

Name Vars

C. Douglas
Carole Douglas
Douglas
ãíëûÀ°é¹

Aliases

Carolyn Cooke

Interesting fact about Album

Here’s a fun fact: The album *My Simple Heart Love Insurance* by Carol Douglas and Sharon Redd is a hidden gem from the '90s. It blends electronic, funk, soul, disco, and house vibes, making it a dance floor favorite. Released in 1993 across the USA and Canada, it features just two tracks—"Love Insurance" and "My Simple Heart." What’s cool is that it brought together some serious talent. Darryl Payne and Eric Matthew produced it, while Robert Matichak handled the mixing. It’s the kind of record that reminds you how much work goes into creating even a small but impactful release.

Comments

kattsipane

2025-03-05

Pure funky ?

thecollectiveeffortpodcast

2025-03-05

vera musica..sempre bellissima!!!

yusellysl

2025-03-04

Tiempos memorables

floreynz

2025-03-04

Música inolvidable

epucci

2025-03-03

Es de 1979 con el grupo Los tres grados. Muy buena.

acoustictremolo

2025-03-03

¡¡¡Amé ésta canción, la amé y la sigo amando!!! ????

sturgeont

2025-03-02

Un 45 t que j'ai aimé et adoré.???

ronyfidel11

2025-03-02

disco funk are the best time and rythm ever! legendary and to never forget, always in fashion, love it !!!!

myplacemoveis

2025-03-01

1981 terminando la secundaria! Saludos compañeros Secundaria 195 tercera generacion, padres recuerdos!!!

tansminluky

2025-03-01

La version de Los Tres Grados es poco mas nostalgica, Una la letra inocente y tierna para recordar un amor de la adolescencia, cuando el corazon comienza a saber lo que es enamorarse.